Category Archives: banking

What is legal tender?

Aged 18, I arrived in Edinburgh bright-eyed and bushy-tailed, with boundless optimism and a wallet full of Northern Irish notes. That first weekend, I popped into a shop to buy a Fuse bar (bring it back, Cadbury’s, you know it … Continue reading

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What is APR?

  APR is a standardised way of comparing two like financial products with each other- the higher the APR, the more expensive that product will end up being for you. *stands on soapbox* Incidentally, the reason we have a standardised … Continue reading

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How Banks Work

What happens to my money after I put it in the bank? It’s a question worth answering, and I’ll attempt to do so here. Disclaimer: this is not financial advice, and you should not take it as such.* If I … Continue reading

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